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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,950 | $116,203-80.2% | $93,621-75.5% | $152,897-85.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.8%+24.2pp | 82.5%+17.5pp |
| Annual return | 109.23% | 35.96%+73.3pp | 32.76%+76.5pp | 345.43%-236.2pp |
| Employer contribution / active EE | $3,880 | $3,219+20.5% | $2,719+42.7% | $4,764-18.6% |
| Participant deferral / active EE | $3,969 | $4,605-13.8% | $4,070-2.5% | $5,851-32.2% |
| Admin fee / account holder | $7,086 | $10,751-34.1% | $7,890-10.2% | $11,599-38.9% |