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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,325 | $94,031-61.4% | $115,768-68.6% | $82,448-55.9% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.4%+25.6pp | 68.1%+31.9pp |
| Annual return | 14.54% | 20.61%-6.1pp | 100.46%-85.9pp | 41.64%-27.1pp |
| Employer contribution / active EE | $5,808 | $2,323+150.0% | $2,940+97.6% | $2,551+127.7% |
| Participant deferral / active EE | $2,545 | $3,972-35.9% | $4,917-48.2% | $4,139-38.5% |
| Admin fee / account holder | $2,468 | $10,249-75.9% | $12,439-80.2% | $7,234-65.9% |