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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,190 | $165,381-10.4% | $149,730-1.0% | $158,966-6.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 17.93% | 348.29%-330.4pp | 276.70%-258.8pp | 302.95%-285.0pp |
| Employer contribution / active EE | $9,276 | $5,104+81.7% | $4,645+99.7% | $4,762+94.8% |
| Participant deferral / active EE | $10,218 | $7,182+42.3% | $6,843+49.3% | $5,983+70.8% |
| Admin fee / account holder | $10,646 | $10,809-1.5% | $9,310+14.3% | $11,250-5.4% |