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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,715 | $70,002-51.8% | $115,037-70.7% | $52,331-35.6% |
| Participation rate | 75.2% | 72.1%+3.1pp | 81.4%-6.1pp | 68.1%+7.1pp |
| Annual return | 20.06% | 4.04%+16.0pp | 26.14%-6.1pp | 4.54%+15.5pp |
| Employer contribution / active EE | $1,143 | $2,715-57.9% | $4,608-75.2% | $1,882-39.3% |
| Participant deferral / active EE | $7,232 | $4,920+47.0% | $6,026+20.0% | $3,022+139.3% |
| Admin fee / account holder | $2,022 | $566+257.2% | $8,175-75.3% | $592+241.7% |