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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,427 | $63,346-74.1% | $92,240-82.2% | $70,126-76.6% |
| Participation rate | 92.5% | 68.7%+23.8pp | 76.5%+16.0pp | 69.5%+22.9pp |
| Annual return | 28.29% | 530.19%-501.9pp | 176.29%-148.0pp | 73.15%-44.9pp |
| Employer contribution / active EE | $2,864 | $2,471+15.9% | $3,680-22.2% | $2,343+22.3% |
| Participant deferral / active EE | $6,787 | $2,854+137.8% | $3,897+74.2% | $3,332+103.7% |
| Admin fee / account holder | $536 | $3,841-86.1% | $5,194-89.7% | $4,645-88.5% |