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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,479 | $138,114+64.0% | $125,391+80.6% | $134,545+68.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -18.10% | 750.88%-769.0pp | 572.41%-590.5pp | 418.37%-436.5pp |
| Employer contribution / active EE | $2,881 | $5,246-45.1% | $4,816-40.2% | $4,742-39.2% |
| Participant deferral / active EE | $5,882 | $7,801-24.6% | $7,448-21.0% | $6,401-8.1% |
| Admin fee / account holder | $7,083 | $11,570-38.8% | $10,009-29.2% | $11,431-38.0% |