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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,804 | $171,867-39.6% | $149,721-30.7% | $147,586-29.7% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 17.43% | 2113.36%-2095.9pp | 1501.67%-1484.2pp | 578.59%-561.2pp |
| Employer contribution / active EE | $5,432 | $6,275-13.4% | $5,444-0.2% | $4,876+11.4% |
| Participant deferral / active EE | $10,144 | $7,270+39.5% | $6,568+54.4% | $5,439+86.5% |
| Admin fee / account holder | $476 | $13,799-96.6% | $11,282-95.8% | $10,886-95.6% |