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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,758 | $157,304-44.2% | $141,197-37.8% | $152,909-42.6% |
| Participation rate | 95.7% | 84.8%+10.8pp | 82.5%+13.2pp | 82.5%+13.2pp |
| Annual return | 20.79% | 64.34%-43.6pp | 71.41%-50.6pp | 345.46%-324.7pp |
| Employer contribution / active EE | $3,510 | $5,263-33.3% | $4,736-25.9% | $4,764-26.3% |
| Participant deferral / active EE | $5,551 | $7,111-21.9% | $6,710-17.3% | $5,851-5.1% |
| Admin fee / account holder | $1,945 | $12,126-84.0% | $10,265-81.0% | $11,601-83.2% |