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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,416 | $96,562-86.1% | $80,976-83.4% | $273,968-95.1% |
| Participation rate | 100.0% | 79.1%+20.9pp | 75.8%+24.2pp | 83.0%+17.0pp |
| Annual return | 6.66% | 15.14%-8.5pp | 17.10%-10.4pp | 41.45%-34.8pp |
| Employer contribution / active EE | $2,314 | $4,868-52.5% | $3,714-37.7% | $4,869-52.5% |
| Participant deferral / active EE | $2,358 | $6,597-64.3% | $5,696-58.6% | $5,287-55.4% |
| Admin fee / account holder | $32,664 | $7,493+335.9% | $5,516+492.2% | $10,132+222.4% |