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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,281 | $202,342-94.4% | $172,752-93.5% | $152,897-92.6% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 21.80% | 1029.83%-1008.0pp | 802.97%-781.2pp | 345.43%-323.6pp |
| Employer contribution / active EE | $5,188 | $5,858-11.4% | $5,144+0.9% | $4,764+8.9% |
| Participant deferral / active EE | $0 | $5,948-100.0% | $5,198-100.0% | $5,851-100.0% |
| Admin fee / account holder | $618 | $17,111-96.4% | $13,955-95.6% | $11,599-94.7% |