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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,664 | $138,076+109.8% | $123,553+134.4% | $135,380+114.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -8.03% | 153.70%-161.7pp | 119.21%-127.2pp | 519.81%-527.8pp |
| Employer contribution / active EE | $14,519 | $5,152+181.8% | $4,628+213.7% | $4,779+203.8% |
| Participant deferral / active EE | $12,788 | $6,800+88.1% | $6,426+99.0% | $5,609+128.0% |
| Admin fee / account holder | $7,147 | $10,917-34.5% | $9,284-23.0% | $10,828-34.0% |