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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,857 | $106,557-92.6% | $91,227-91.4% | $134,545-94.2% |
| Participation rate | 83.3% | 76.8%+6.5pp | 73.2%+10.1pp | 81.2%+2.1pp |
| Annual return | -19.53% | 160.81%-180.3pp | 114.14%-133.7pp | 418.37%-437.9pp |
| Employer contribution / active EE | $784 | $3,332-76.5% | $2,851-72.5% | $4,742-83.5% |
| Participant deferral / active EE | $3,378 | $4,719-28.4% | $4,234-20.2% | $6,401-47.2% |
| Admin fee / account holder | $1,931 | $6,235-69.0% | $5,423-64.4% | $11,431-83.1% |