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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,959 | $106,008-69.9% | $92,240-65.4% | $147,586-78.3% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 15.31% | 50.05%-34.7pp | 176.29%-161.0pp | 578.59%-563.3pp |
| Employer contribution / active EE | $617 | $4,333-85.8% | $3,680-83.2% | $4,876-87.3% |
| Participant deferral / active EE | $6,173 | $4,478+37.8% | $3,897+58.4% | $5,439+13.5% |
| Admin fee / account holder | $5,028 | $6,333-20.6% | $5,194-3.2% | $10,886-53.8% |