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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,924 | $82,674+123.7% | $125,381+47.5% | $68,486+170.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -19.76% | -5.97%-13.8pp | 572.31%-592.1pp | -7.85%-11.9pp |
| Employer contribution / active EE | $4,385 | $3,382+29.7% | $4,815-8.9% | $2,597+68.9% |
| Participant deferral / active EE | $11,470 | $6,111+87.7% | $7,448+54.0% | $4,028+184.8% |
| Admin fee / account holder | $8,856 | $6,277+41.1% | $10,007-11.5% | $5,404+63.9% |