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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,343 | $113,338-38.8% | $94,993-27.0% | $147,585-53.0% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.9%+26.1pp | 82.8%+17.2pp |
| Annual return | 19.05% | 20.80%-1.7pp | 27.14%-8.1pp | 578.58%-559.5pp |
| Employer contribution / active EE | $4,673 | $3,160+47.8% | $2,603+79.5% | $4,876-4.2% |
| Participant deferral / active EE | $11,947 | $3,777+216.3% | $3,317+260.2% | $5,439+119.7% |
| Admin fee / account holder | $5,629 | $6,063-7.2% | $4,960+13.5% | $10,886-48.3% |