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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,060 | $102,422-21.8% | $147,117-45.6% | $80,959-1.1% |
| Participation rate | 96.1% | 75.9%+20.2pp | 82.2%+13.9pp | 67.7%+28.4pp |
| Annual return | 20.17% | 135.16%-115.0pp | 420.54%-400.4pp | 35.67%-15.5pp |
| Employer contribution / active EE | $3,689 | $3,717-0.8% | $4,932-25.2% | $2,757+33.8% |
| Participant deferral / active EE | $10,817 | $6,652+62.6% | $8,065+34.1% | $4,300+151.5% |
| Admin fee / account holder | $596 | $7,953-92.5% | $12,993-95.4% | $6,925-91.4% |