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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,397 | $66,402+43.7% | $109,907-13.2% | $85,847+11.1% |
| Participation rate | 98.6% | 63.9%+34.7pp | 74.2%+24.4pp | 69.3%+29.3pp |
| Annual return | 15.41% | 19.59%-4.2pp | 29.46%-14.1pp | 318.61%-303.2pp |
| Employer contribution / active EE | $110 | $1,687-93.5% | $2,844-96.1% | $2,565-95.7% |
| Participant deferral / active EE | $9,768 | $2,842+243.7% | $4,047+141.4% | $3,952+147.2% |
| Admin fee / account holder | $2,141 | $4,557-53.0% | $6,069-64.7% | $6,261-65.8% |