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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,991 | $202,342-48.1% | $172,752-39.2% | $152,897-31.3% |
| Participation rate | 66.7% | 87.1%-20.4pp | 82.6%-16.0pp | 82.5%-15.8pp |
| Annual return | 16.53% | 1029.83%-1013.3pp | 802.97%-786.4pp | 345.43%-328.9pp |
| Employer contribution / active EE | $2,485 | $5,858-57.6% | $5,144-51.7% | $4,764-47.8% |
| Participant deferral / active EE | $7,273 | $5,948+22.3% | $5,198+39.9% | $5,851+24.3% |
| Admin fee / account holder | $10,029 | $17,111-41.4% | $13,955-28.1% | $11,599-13.5% |