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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,642 | $160,040+45.4% | $147,096+58.2% | $145,877+59.5% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 11.94% | 98.49%-86.6pp | 419.75%-407.8pp | 551.28%-539.3pp |
| Employer contribution / active EE | $2,269 | $5,289-57.1% | $4,936-54.0% | $4,663-51.3% |
| Participant deferral / active EE | $5,268 | $8,429-37.5% | $8,071-34.7% | $6,691-21.3% |
| Admin fee / account holder | $61,980 | $15,050+311.8% | $13,005+376.6% | $13,402+362.5% |