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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,834 | $165,381-89.2% | $149,730-88.1% | $158,966-88.8% |
| Participation rate | 72.7% | 84.6%-11.8pp | 82.5%-9.8pp | 82.0%-9.2pp |
| Annual return | 35.43% | 348.29%-312.9pp | 276.70%-241.3pp | 302.95%-267.5pp |
| Employer contribution / active EE | $5,128 | $5,104+0.5% | $4,645+10.4% | $4,762+7.7% |
| Participant deferral / active EE | $2,088 | $7,182-70.9% | $6,843-69.5% | $5,983-65.1% |
| Admin fee / account holder | $757 | $10,809-93.0% | $9,310-91.9% | $11,250-93.3% |