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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,798 | $102,382-37.7% | $147,005-56.6% | $80,874-21.1% |
| Participation rate | 88.6% | 75.8%+12.8pp | 82.2%+6.5pp | 67.6%+21.0pp |
| Annual return | 10.39% | 134.89%-124.5pp | 418.76%-408.4pp | 35.62%-25.2pp |
| Employer contribution / active EE | $2,956 | $3,715-20.4% | $4,934-40.1% | $2,756+7.3% |
| Participant deferral / active EE | $7,076 | $6,646+6.5% | $8,070-12.3% | $4,297+64.7% |
| Admin fee / account holder | $11,430 | $7,942+43.9% | $13,006-12.1% | $6,935+64.8% |