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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,798 | $102,429-37.7% | $147,096-56.6% | $80,925-21.2% |
| Participation rate | 88.6% | 75.9%+12.8pp | 82.2%+6.5pp | 67.7%+21.0pp |
| Annual return | 10.39% | 135.02%-124.6pp | 419.75%-409.4pp | 35.65%-25.3pp |
| Employer contribution / active EE | $2,956 | $3,716-20.4% | $4,936-40.1% | $2,756+7.2% |
| Participant deferral / active EE | $7,076 | $6,649+6.4% | $8,071-12.3% | $4,299+64.6% |
| Admin fee / account holder | $11,430 | $7,957+43.6% | $13,005-12.1% | $6,940+64.7% |