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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $29,961 |
RBC WEALTH MANAGEMENT1 year Service code 27 · EIN 41-1416330 | Advisory (Plan) | $15,000 |
STRATEGIC ADVISORS, INC.1 year Service code 27 · EIN 04-2654524 | Advisory (Plan) | $5,770 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,077 | $59,105+49.0% | $160,009-45.0% | $66,938+31.6% |
| Participation rate | 72.8% | 68.1%+4.7pp | 78.0%-5.2pp | 69.8%+3.0pp |
| Annual return | -15.42% | -12.26%-3.2pp | 408.85%-424.3pp | 1.58%-17.0pp |
| Employer contribution / active EE | $4,092 | $1,983+106.4% | $4,225-3.2% | $2,545+60.8% |
| Participant deferral / active EE | $9,221 | $4,395+109.8% | $6,183+49.1% | $4,238+117.6% |
| Admin fee / account holder | $343 | $591-42.0% | $8,715-96.1% | $594-42.2% |