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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,171 | $44,873-77.3% | $79,466-87.2% | $56,287-81.9% |
| Participation rate | 66.7% | 68.7%-2.1pp | 73.3%-6.7pp | 69.9%-3.2pp |
| Annual return | 26.58% | 0.81%+25.8pp | 718.28%-691.7pp | -9.96%+36.5pp |
| Employer contribution / active EE | $1,254 | $2,140-41.4% | $2,800-55.2% | $2,111-40.6% |
| Participant deferral / active EE | $3,617 | $2,746+31.7% | $3,704-2.3% | $3,350+8.0% |
| Admin fee / account holder | $276 | $418-34.1% | $5,104-94.6% | $521-47.0% |