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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,256 | $150,435-59.9% | $120,580-50.0% | $145,897-58.7% |
| Participation rate | 95.0% | 78.8%+16.2pp | 72.0%+23.0pp | 80.3%+14.7pp |
| Annual return | 16.95% | 154.60%-137.6pp | 107.48%-90.5pp | 552.29%-535.3pp |
| Employer contribution / active EE | $4,862 | $4,352+11.7% | $3,469+40.1% | $4,663+4.3% |
| Participant deferral / active EE | $1,241 | $6,174-79.9% | $4,995-75.2% | $6,689-81.5% |
| Admin fee / account holder | $2,990 | $12,182-75.5% | $9,418-68.3% | $13,390-77.7% |