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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,665 | $111,878-84.2% | $93,727-81.2% | $145,897-87.9% |
| Participation rate | 93.8% | 74.2%+19.5pp | 68.7%+25.0pp | 80.3%+13.4pp |
| Annual return | 11.96% | 204.28%-192.3pp | 133.83%-121.9pp | 552.29%-540.3pp |
| Employer contribution / active EE | $1,213 | $3,092-60.8% | $2,421-49.9% | $4,663-74.0% |
| Participant deferral / active EE | $2,060 | $4,920-58.1% | $4,417-53.4% | $6,689-69.2% |
| Admin fee / account holder | $1,182 | $10,256-88.5% | $8,292-85.7% | $13,390-91.2% |