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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,366 | $72,269-62.1% | $101,271-73.0% | $79,852-65.7% |
| Participation rate | 80.6% | 68.5%+12.1pp | 75.8%+4.7pp | 69.6%+10.9pp |
| Annual return | 18.94% | 22.29%-3.4pp | 46.48%-27.5pp | 31.72%-12.8pp |
| Employer contribution / active EE | $5,932 | $2,692+120.4% | $3,660+62.1% | $2,471+140.0% |
| Participant deferral / active EE | $2,492 | $3,282-24.1% | $4,371-43.0% | $3,740-33.4% |
| Admin fee / account holder | $882 | $4,401-80.0% | $5,948-85.2% | $5,306-83.4% |