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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,633 | $175,259-59.7% | $149,723-52.8% | $139,487-49.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 20.07% | 166.82%-146.8pp | 134.50%-114.4pp | 373.84%-353.8pp |
| Employer contribution / active EE | $1,805 | $5,478-67.1% | $4,821-62.6% | $4,755-62.0% |
| Participant deferral / active EE | $3,221 | $6,522-50.6% | $5,682-43.3% | $6,713-52.0% |
| Admin fee / account holder | $301 | $16,158-98.1% | $13,215-97.7% | $11,407-97.4% |