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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,743 | $85,790-65.3% | $67,313-55.8% | $135,379-78.0% |
| Participation rate | 93.8% | 76.5%+17.3pp | 69.1%+24.7pp | 82.6%+11.1pp |
| Annual return | -9.76% | -0.54%-9.2pp | -4.08%-5.7pp | 519.79%-529.6pp |
| Employer contribution / active EE | $1,873 | $3,487-46.3% | $2,566-27.0% | $4,779-60.8% |
| Participant deferral / active EE | $6,327 | $4,651+36.0% | $3,568+77.3% | $5,609+12.8% |
| Admin fee / account holder | $385 | $6,392-94.0% | $4,507-91.5% | $10,828-96.4% |