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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,583 | $198,462-11.5% | $170,439+3.0% | $147,585+19.0% |
| Participation rate | 50.0% | 88.0%-38.0pp | 83.6%-33.6pp | 82.8%-32.8pp |
| Annual return | 15.93% | 257.30%-241.4pp | 205.94%-190.0pp | 578.58%-562.7pp |
| Employer contribution / active EE | $2,984 | $6,184-51.7% | $5,433-45.1% | $4,876-38.8% |
| Participant deferral / active EE | $5,553 | $5,629-1.4% | $4,939+12.4% | $5,439+2.1% |
| Admin fee / account holder | -$304 | $16,852-101.8% | $13,881-102.2% | $10,886-102.8% |