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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,913 | $175,259-47.6% | $149,723-38.6% | $139,487-34.1% |
| Participation rate | 87.5% | 83.4%+4.1pp | 78.8%+8.7pp | 80.3%+7.2pp |
| Annual return | 14.32% | 166.82%-152.5pp | 134.50%-120.2pp | 373.84%-359.5pp |
| Employer contribution / active EE | $2,214 | $5,478-59.6% | $4,821-54.1% | $4,755-53.4% |
| Participant deferral / active EE | $8,706 | $6,522+33.5% | $5,682+53.2% | $6,713+29.7% |
| Admin fee / account holder | $1,637 | $16,158-89.9% | $13,215-87.6% | $11,407-85.7% |