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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,578 | $77,908+258.9% | $149,696+86.8% | $75,173+271.9% |
| Participation rate | 97.1% | 65.6%+31.6pp | 78.8%+18.4pp | 67.2%+29.9pp |
| Annual return | 20.80% | 31.73%-10.9pp | 134.46%-113.7pp | 160.72%-139.9pp |
| Employer contribution / active EE | $29,131 | $3,138+828.4% | $4,821+504.3% | $2,671+990.7% |
| Participant deferral / active EE | $19,438 | $3,411+469.9% | $5,682+242.1% | $4,126+371.1% |
| Admin fee / account holder | $30,761 | $5,950+417.0% | $13,212+132.8% | $5,651+444.4% |