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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,959 | $84,236+2.0% | $170,435-49.6% | $70,126+22.6% |
| Participation rate | 98.0% | 70.8%+27.2pp | 83.6%+14.4pp | 69.5%+28.5pp |
| Annual return | 11.23% | 23.06%-11.8pp | 205.94%-194.7pp | 73.15%-61.9pp |
| Employer contribution / active EE | $5,473 | $3,387+61.6% | $5,432+0.7% | $2,343+133.6% |
| Participant deferral / active EE | $3,694 | $3,086+19.7% | $4,939-25.2% | $3,332+10.9% |
| Admin fee / account holder | $84,878 | $5,698+1389.5% | $13,881+511.5% | $4,645+1727.1% |