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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,038 | $61,787-4.4% | $97,197-39.3% | $80,925-27.0% |
| Participation rate | 86.8% | 63.5%+23.3pp | 72.7%+14.1pp | 67.7%+19.1pp |
| Annual return | 15.27% | -558.16%+573.4pp | 75.47%-60.2pp | 35.65%-20.4pp |
| Employer contribution / active EE | $5,329 | $1,836+190.2% | $2,723+95.7% | $2,756+93.3% |
| Participant deferral / active EE | $3,373 | $3,027+11.4% | $4,263-20.9% | $4,299-21.5% |
| Admin fee / account holder | $399 | $5,170-92.3% | $5,637-92.9% | $6,940-94.3% |