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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,038 | $61,815-4.5% | $97,295-39.3% | $80,959-27.1% |
| Participation rate | 86.8% | 63.5%+23.3pp | 72.7%+14.1pp | 67.7%+19.1pp |
| Annual return | 15.27% | -558.73%+574.0pp | 75.62%-60.3pp | 35.67%-20.4pp |
| Employer contribution / active EE | $5,329 | $1,836+190.2% | $2,723+95.7% | $2,757+93.3% |
| Participant deferral / active EE | $3,373 | $3,027+11.4% | $4,264-20.9% | $4,300-21.6% |
| Admin fee / account holder | $399 | $5,166-92.3% | $5,646-92.9% | $6,925-94.2% |