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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,814 | $154,193-46.3% | $130,045-36.3% | $139,466-40.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 11.49% | 32.51%-21.0pp | -137.30%+148.8pp | 373.66%-362.2pp |
| Employer contribution / active EE | $10,695 | $5,292+102.1% | $4,321+147.5% | $4,754+125.0% |
| Participant deferral / active EE | $6,505 | $6,709-3.0% | $5,820+11.8% | $6,712-3.1% |
| Admin fee / account holder | $2,005 | $13,989-85.7% | $10,600-81.1% | $11,409-82.4% |