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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,899 | $138,075-60.2% | $123,552-55.6% | $135,379-59.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -1.50% | 153.70%-155.2pp | 119.20%-120.7pp | 519.79%-521.3pp |
| Employer contribution / active EE | $672 | $5,152-87.0% | $4,628-85.5% | $4,779-85.9% |
| Participant deferral / active EE | $12,922 | $6,800+90.0% | $6,426+101.1% | $5,609+130.4% |
| Admin fee / account holder | $89,266 | $10,917+717.7% | $9,285+861.4% | $10,828+724.4% |