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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,380 | $217,432-78.7% | $185,849-75.0% | $167,536-72.3% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 13.12% | 148.42%-135.3pp | 122.10%-109.0pp | 478.82%-465.7pp |
| Employer contribution / active EE | $4,906 | $5,875-16.5% | $5,169-5.1% | $4,839+1.4% |
| Participant deferral / active EE | $4,513 | $6,357-29.0% | $5,569-19.0% | $6,342-28.8% |
| Admin fee / account holder | $3,503 | $19,818-82.3% | $16,244-78.4% | $12,315-71.6% |