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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,476 | $165,399+17.6% | $149,745+29.9% | $158,982+22.3% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 18.46% | 348.34%-329.9pp | 276.72%-258.3pp | 302.99%-284.5pp |
| Employer contribution / active EE | $3,924 | $5,105-23.1% | $4,646-15.5% | $4,763-17.6% |
| Participant deferral / active EE | $7,500 | $7,183+4.4% | $6,843+9.6% | $5,983+25.3% |
| Admin fee / account holder | $946 | $10,811-91.2% | $9,312-89.8% | $11,252-91.6% |