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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,753 | $138,114-27.8% | $125,391-20.4% | $134,545-25.9% |
| Participation rate | 65.0% | 84.5%-19.5pp | 82.4%-17.4pp | 81.2%-16.2pp |
| Annual return | -16.60% | 750.88%-767.5pp | 572.41%-589.0pp | 418.37%-435.0pp |
| Employer contribution / active EE | $2,925 | $5,246-44.2% | $4,816-39.3% | $4,742-38.3% |
| Participant deferral / active EE | $8,324 | $7,801+6.7% | $7,448+11.8% | $6,401+30.0% |
| Admin fee / account holder | $2,266 | $11,570-80.4% | $10,009-77.4% | $11,431-80.2% |