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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,020 | $125,184+74.2% | $105,607+106.4% | $145,884+49.4% |
| Participation rate | 80.0% | 77.6%+2.4pp | 75.3%+4.7pp | 80.3%-0.3pp |
| Annual return | 17.11% | 225.00%-207.9pp | 116.11%-99.0pp | 551.85%-534.7pp |
| Employer contribution / active EE | $3,412 | $3,720-8.3% | $3,167+7.7% | $4,662-26.8% |
| Participant deferral / active EE | $14,944 | $5,714+161.5% | $5,011+198.2% | $6,690+123.4% |
| Admin fee / account holder | $18,973 | $17,133+10.7% | $10,958+73.1% | $13,392+41.7% |