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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,240 | $148,623+52.9% | $135,974+67.1% | $139,466+62.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 45.97% | 79.30%-33.3pp | 68.30%-22.3pp | 373.66%-327.7pp |
| Employer contribution / active EE | $7,746 | $5,246+47.6% | $4,859+59.4% | $4,754+62.9% |
| Participant deferral / active EE | $8,303 | $8,103+2.5% | $7,760+7.0% | $6,712+23.7% |
| Admin fee / account holder | $1,106 | $12,406-91.1% | $10,767-89.7% | $11,409-90.3% |