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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,041 | $150,447-42.8% | $136,298-36.9% | $147,586-41.7% |
| Participation rate | 88.2% | 84.4%+3.8pp | 81.9%+6.3pp | 82.8%+5.4pp |
| Annual return | 10.94% | 1049.15%-1038.2pp | 5156.27%-5145.3pp | 578.59%-567.7pp |
| Employer contribution / active EE | $2,387 | $5,256-54.6% | $4,696-49.2% | $4,876-51.1% |
| Participant deferral / active EE | $5,434 | $6,631-18.1% | $6,247-13.0% | $5,439-0.1% |
| Admin fee / account holder | $8,823 | $10,906-19.1% | $9,244-4.6% | $10,886-19.0% |