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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,206 | $111,535-25.4% | $105,223-20.9% | $137,256-39.4% |
| Participation rate | 80.0% | 78.1%+1.9pp | 75.0%+5.0pp | 80.0%0pp |
| Annual return | 15.54% | 237.85%-222.3pp | 180.65%-165.1pp | 220.34%-204.8pp |
| Employer contribution / active EE | $3,857 | $3,939-2.1% | $3,689+4.6% | $4,156-7.2% |
| Participant deferral / active EE | $4,896 | $5,500-11.0% | $5,072-3.5% | $6,407-23.6% |
| Admin fee / account holder | $5,263 | $9,721-45.9% | $8,859-40.6% | $12,270-57.1% |