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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,852 | $138,114+164.2% | $125,391+191.0% | $134,545+171.2% |
| Participation rate | 85.7% | 84.5%+1.2pp | 82.4%+3.3pp | 81.2%+4.5pp |
| Annual return | -5.04% | 750.88%-755.9pp | 572.41%-577.5pp | 418.37%-423.4pp |
| Employer contribution / active EE | $7,360 | $5,246+40.3% | $4,816+52.8% | $4,742+55.2% |
| Participant deferral / active EE | $3,388 | $7,801-56.6% | $7,448-54.5% | $6,401-47.1% |
| Admin fee / account holder | $3,545 | $11,570-69.4% | $10,009-64.6% | $11,431-69.0% |