See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PAYCHEX, INC.1+ years Service code 15 · EIN 16-1124166 | Recordkeeping | $7,735 |
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,712 | $70,002-80.4% | $115,037-88.1% | $52,331-73.8% |
| Participation rate | 88.2% | 72.1%+16.1pp | 81.4%+6.9pp | 68.1%+20.1pp |
| Annual return | -2.11% | 4.04%-6.2pp | 26.14%-28.3pp | 4.54%-6.7pp |
| Employer contribution / active EE | $1,821 | $2,715-32.9% | $4,608-60.5% | $1,882-3.2% |
| Participant deferral / active EE | $2,870 | $4,920-41.7% | $6,026-52.4% | $3,022-5.0% |
| Admin fee / account holder | $46 | $566-91.9% | $8,175-99.4% | $592-92.3% |