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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,083 | $148,623-86.5% | $135,974-85.2% | $139,466-85.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 24.59% | 79.30%-54.7pp | 68.30%-43.7pp | 373.66%-349.1pp |
| Employer contribution / active EE | $2,499 | $5,246-52.4% | $4,859-48.6% | $4,754-47.4% |
| Participant deferral / active EE | $5,307 | $8,103-34.5% | $7,760-31.6% | $6,712-20.9% |
| Admin fee / account holder | $625 | $12,406-95.0% | $10,767-94.2% | $11,409-94.5% |