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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,049 | $111,535-20.2% | $105,223-15.4% | $137,256-35.1% |
| Participation rate | 36.4% | 78.1%-41.7pp | 75.0%-38.7pp | 80.0%-43.6pp |
| Annual return | 15.80% | 237.85%-222.1pp | 180.65%-164.8pp | 220.34%-204.5pp |
| Employer contribution / active EE | $839 | $3,939-78.7% | $3,689-77.3% | $4,156-79.8% |
| Participant deferral / active EE | $1,634 | $5,500-70.3% | $5,072-67.8% | $6,407-74.5% |
| Admin fee / account holder | $23,897 | $9,721+145.8% | $8,859+169.8% | $12,270+94.8% |