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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,484 | $142,392-16.8% | $119,622-1.0% | $134,532-11.9% |
| Participation rate | 66.7% | 82.8%-16.2pp | 79.3%-12.6pp | 81.2%-14.6pp |
| Annual return | -17.51% | -12.46%-5.0pp | -14.98%-2.5pp | 418.27%-435.8pp |
| Employer contribution / active EE | $5,221 | $5,2240% | $4,232+23.4% | $4,741+10.1% |
| Participant deferral / active EE | $2,329 | $6,467-64.0% | $5,601-58.4% | $6,401-63.6% |
| Admin fee / account holder | $672 | $13,593-95.1% | $10,328-93.5% | $11,429-94.1% |