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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,060 | $106,280+48.7% | $96,538+63.7% | $139,487+13.3% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 21.19% | 38.48%-17.3pp | 35.74%-14.5pp | 373.84%-352.7pp |
| Employer contribution / active EE | $14,080 | $4,107+242.8% | $3,740+276.5% | $4,755+196.1% |
| Participant deferral / active EE | $8,020 | $5,457+47.0% | $4,880+64.3% | $6,713+19.5% |
| Admin fee / account holder | $402 | $7,888-94.9% | $6,737-94.0% | $11,407-96.5% |