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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,635 | $138,114+30.1% | $125,391+43.3% | $134,545+33.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -22.92% | 750.88%-773.8pp | 572.41%-595.3pp | 418.37%-441.3pp |
| Employer contribution / active EE | $878 | $5,246-83.3% | $4,816-81.8% | $4,742-81.5% |
| Participant deferral / active EE | $4,703 | $7,801-39.7% | $7,448-36.9% | $6,401-26.5% |
| Admin fee / account holder | $3,750 | $11,570-67.6% | $10,009-62.5% | $11,431-67.2% |